Legal

Terms of Service

Effective date: April 1, 2026

These Terms of Service ("Terms") govern your access to and use of Go Clinch (the "Service"), operated by Thackeray Media LLC doing business as Go Clinch("Company," "we," "us," or "our"), located at 28 W Flagler St, Ste 300B #252, Miami, FL 33130.

1. Eligibility

To use Go Clinch, you must:

• Be at least 18 years of age;
• Have the legal capacity to enter into a binding contract;
• Possess a valid payment card accepted by Stripe; and
• Not be prohibited from using the Service under applicable law.

GoClinch is available in any country where Stripe payment processing is supported. By using the Service, you represent and warrant that you are at least 18 years old and meet all eligibility requirements. We reserve the right to terminate accounts of users who misrepresent their age or eligibility.

2. What Go Clinch Is — and What It Is Not

Go Clinch is a personal accountability tool. You set tasks you intend to complete, authorize a monetary stake, and keep that money if you complete your tasks. If you choose not to complete your tasks, the stake is forfeited to us.

Go Clinch is also not a financial institution, bank, money transmitter, or investment service. We do not hold your funds — your payment card is authorized through Stripe, a licensed payment processor, and funds are only captured if you fail your tasks.

3. Account Registration

You must create an account to use the Service. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately at support@goclinch.app if you suspect unauthorized use.

You may not create multiple accounts, share accounts, or use the Service on behalf of another person without their explicit consent.

4. How Stakes Work — Financial Terms

When you lock in your tasks for the day, Go Clinch creates a payment authorization (hold) on your payment card for the total stake amount. This authorization is processed by Stripe on our behalf. No money is immediately charged to your card.

At the end of your chosen deadline:

• All tasks completed: The authorization is fully released. You are charged nothing.
• Some tasks completed: The authorization for completed tasks is released. Only the stakes for failed tasks are captured (charged).
• No tasks completed: The full authorization is captured. The entire stake is charged to your card.

Stakes range from $5 to $50 per task, in $5 increments, up to 3 tasks per day. The maximum daily stake is $150. Stake limits may change over time with notice.

Grace Pass: You may request one (1) grace pass per rolling 30-day period to cancel a locked-in day without forfeiting your stake. Grace passes are subject to availability and may be modified or removed at our discretion. To request a grace pass, contact support@goclinch.app before your deadline expires.

Authorization holds that are not resolved within Stripe's standard hold period (typically 7 days) may be automatically released by Stripe regardless of task completion status. We are not liable for such releases.

5. Payment Processing

All payments are processed by Stripe, Inc., a third-party payment processor. By adding a payment method, you also agree to Stripe's Terms of Service. We do not store, see, or have access to your full card number, CVV, or any raw payment card data. Stripe handles all PCI DSS compliance obligations related to card data.

You authorize us to instruct Stripe to place authorization holds and capture payments in accordance with your use of the Service. You represent that you are the authorized holder of any payment method you add.

6. Prohibited Conduct

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law or regulation;
• Attempt to manipulate, exploit, or circumvent the task resolution system;
• Submit fraudulent or misleading task completions;
• Interfere with or disrupt the Service, servers, or networks;
• Reverse engineer, decompile, or disassemble any part of the Service;
• Scrape, crawl, or harvest data from the Service;
• Use automated means to access or interact with the Service;
• Create accounts for others without their explicit, informed consent;
• Impersonate any person or entity.

Violation of these restrictions may result in immediate account termination and, where applicable, legal action.

7. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, interface design, software code, and motivational content — are owned by or licensed to Thackeray Media LLC and are protected by U.S. and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use only. This license does not include the right to modify, copy, distribute, transmit, display, perform, reproduce, publish, or create derivative works from any part of the Service.

Task titles and personal data you input remain your own. By submitting content to the Service, you grant us a non-exclusive, royalty-free license to use that content solely to operate and improve the Service.

8. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

9. Disclaimers and No Warranties

We make no guarantee that the Service will achieve any particular outcome for you — personal, financial, or otherwise. Results vary. Past performance of any user is not indicative of your results.

We are not responsible for the actions or inactions of third-party services, including Stripe or Supabase, and we do not guarantee their continued availability or performance.

10. Limitation of Liability

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for consequential or incidental damages. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Thackeray Media LLC and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of any third party; or (d) any content you submit through the Service.

12. Termination

We reserve the right to suspend or terminate your account and access to the Service at any time, with or without cause or notice, including but not limited to violations of these Terms, fraud, or abuse.

You may close your account at any time by contacting us at support@goclinch.app. Upon termination, any pending authorizations may be released or captured depending on the status of your active day at the time of termination. Sections 4, 7, 9, 10, 11, 13, and 14 survive termination.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. To the extent any dispute is not subject to arbitration under Section 14, you consent to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida.

14. Dispute Resolution — Mandatory Arbitration and Class Action Waiver

Informal Resolution. Before initiating arbitration, you agree to contact us at support@goclinch.app and attempt to resolve the dispute informally for at least thirty (30) days. Many concerns can be resolved quickly this way.

Binding Arbitration.If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Service — including questions of arbitrability — shall be finally resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. The arbitration will be conducted in Miami-Dade County, Florida, or by telephone/videoconference if the claim is $10,000 or less. The arbitrator's decision is final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver. YOU AND GO CLINCH AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate proceedings or preside over any form of representative or class proceeding.

Exceptions.Either party may bring an individual action in small claims court (Miami-Dade County) for disputes within that court's jurisdiction. Nothing in this Section prevents either party from seeking injunctive or other equitable relief in court to prevent imminent irreparable harm.

Opt-Out. You may opt out of this arbitration agreement within thirty (30) days of first creating your account by sending written notice to 28 W Flagler St, Ste 300B #252, Miami, FL 33130with the subject "Arbitration Opt-Out" and your account email. Opting out does not affect other provisions of these Terms.

15. Changes to These Terms

We may modify these Terms at any time. We will provide notice of material changes by updating the effective date above and, where appropriate, by email or in-app notification. Your continued use of the Service after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the changes, you must stop using the Service and close your account.

16. Miscellaneous

Entire Agreement. These Terms and the Privacy Policy constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.

Severability. If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force.

Waiver. Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

Assignment. You may not assign these Terms or your account without our written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

Force Majeure. We are not liable for any failure or delay in performance due to causes beyond our reasonable control, including natural disasters, governmental actions, labor disputes, internet outages, or third-party service failures.

17. Contact Us

Questions about these Terms? Reach us at: